1. Use of Our Services

By interacting with our services, you confirm that:

• You are at least 18 years old

• You are submitting your own accurate information

• You understand that a licensed insurance agent may contact you

• You agree not to misuse our website or systems

If you do not agree with these Terms, please do not use our services.

2. No Guarantee of Coverage

Submitting information does not:

• Guarantee you will be approved for insurance

• Guarantee specific rates or benefits

• Create any binding agreement for coverage

All insurance applications are subject to:

• Carrier underwriting

• Medical and financial eligibility

• State-specific regulations

• Agent approval and suitability requirements

3. Communications Consent

By submitting your information, you consent to receive:

• Phone calls

• SMS/text messages

• Emails

• Automated messages

• Appointment reminders

from a licensed insurance agent or representative.

Message and data rates may apply.
You may reply STOP to unsubscribe from texts at any time.

4. Accuracy of Information

You agree to provide accurate, up-to-date information and understand that:

• Incorrect information may affect eligibility

• You are responsible for ensuring all data is correct

• The agent may verify your information during the quote process

Providing false information may result in service refusal.

5. Third-Party Tools and Services

We may use third-party tools such as:

• CRM systems (GoHighLevel)

• SMS and email platforms

• Meta, Facebook, Instagram, Google advertising tools

• Insurance carriers and underwriting software

These tools assist us in contacting you, managing leads, and providing insurance-related services.

You acknowledge that these tools may have their own terms and privacy policies.

6. Limitation of Liability

To the fullest extent permitted by law:

• We are not responsible for errors made by third-party carriers or platforms

• We are not liable for insurance decisions made by carriers

• We are not liable for delays, technical issues, or communication failures

• We are not responsible for unauthorized access caused by user negligence

Use of our services is at your own risk.

7. No Professional Advice Guaranteed

Any information provided is for general informational purposes.

Only licensed insurance professionals can:

• Provide recommendations

• Explain coverage options

• Help you select a suitable product

Nothing on our website or ads should be considered a guarantee of benefits.

8. Intellectual Property

All content on our website, landing pages, and ads — including:

• Text

• Logos

• Images

• Videos

• Scripts

• Designs

is owned by us or used with permission.
You may not copy or use it without written approval.

9. Termination of Services

We reserve the right to:

• Decline service

• Stop communication

• Remove access

• Refuse form submissions

if misuse, fraud, or inappropriate conduct is detected.

10. Changes to These Terms

We may update these Terms at any time.
The “Effective Date” will reflect the latest version.

Continued use of our services indicates acceptance of all updates.

11. Contact Information

If you have questions about these Terms, contact:

Veteran Life Insurance Solutions
Phone: (660) 251-3152